Terms & Conditions – Stock Zone

TERMS & CONDITIONS

Stock‑Zone — Digital Content & Licensing

Effective date: 2025-09-25
Website: https://stock-zone.com/
Company: RED&BRICK LTD (Company No. 15024307)
Registered Address: 291 Northfield Avenue, London, England, W5 4XB
Contact: info@stock-zone.com
Governing Law: England & Wales

1. Introduction

1.1 These Terms & Conditions (the “Terms”) constitute a legally binding agreement between you and RED&BRICK LTD (“we”, “us”, “our”) governing your access to and use of stock-zone.com (the “Website”) and the purchase and use of digital content made available on the Website (the “Content”).

1.2 By creating an account, accessing the Website, or purchasing Content, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Website or purchase Content.

1.3 We may update these Terms from time to time. The version posted on the Website at the time of your order applies to that order.

2. Company Information & Contact

2.1 The Website is operated by RED&BRICK LTD, a company incorporated in England & Wales (Company No. 15024307), with its registered address at 291 Northfield Avenue, London, England, W5 4XB.

2.2 You can contact us at info@stock-zone.com. We aim to respond to support enquiries within 2–3 business days.

3. Eligibility & Account

3.1 You must be at least the age of majority in your place of residence (and in any event at least 18 years old) to use the Website or purchase Content.

3.2 You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us promptly of any unauthorised use.

4. Products, Descriptions and Availability

4.1 The Website offers digital images, digital art, and related stock content (collectively, “Content”). Content may include AI‑generated works and human‑curated collections.

4.2 We use reasonable efforts to describe Content accurately; however, minor variations in colour, resolution, format or rendering may occur due to device/display differences or compression.

5. Pricing, Currencies & Taxes

5.1 Prices are displayed on the Website and are subject to change without notice, but changes will not affect orders already accepted.

5.2 Prices may be shown in multiple currencies (USD/EUR/AUD/CAD). The billing currency and the exchange rate applied by your payment method or provider may differ from the display currency. Additional FX or bank fees may apply per your card issuer or payment provider.

5.3 Prices are inclusive/exclusive of VAT as indicated at checkout, in accordance with applicable law. If VAT applies, it will be calculated and shown prior to payment.

6. Ordering, Payment & Fulfilment

6.1 By placing an order you confirm that you are authorised to use the selected payment method. We accept Pay‑In via third‑party payment service providers. Your payment is processed at the point of checkout.

6.2 The contract is formed when we send you the order confirmation. Digital Content is delivered by download link, account library, or similar immediate access mechanism.

6.3 You are responsible for ensuring you have the necessary software, storage and internet connection to access and use the Content.

7. Digital Content – Supply, 14‑Day Period & Consent

7.1 Under UK consumer law, you normally have a 14‑day right to cancel distance purchases. This right does not apply once digital content is supplied, provided you gave your express consent to immediate supply and acknowledged that you would lose your right to cancel.

7.2 During checkout you will be asked to confirm (i) your request for immediate access to the Content and (ii) your acknowledgement that you lose the 14‑day cancellation right once access is provided.

8. Refunds & Remedies

8.1 Once access to the Content is provided, your order becomes non‑cancellable and non‑refundable, except where the Content is defective, unavailable, or misdescribed.

8.2 If you experience a failed download, corrupted file, or material misdescription, contact info@stock-zone.com within 14 days, providing your order number, the file name, and a brief description of the issue. We may repair or replace the Content, or provide a refund where repair/replace is not possible within a reasonable time.

8.3 Nothing in these Terms affects your statutory rights.

9. Licence Grant & Usage Rules

9.1 Upon purchase and full payment, we grant you a non‑exclusive, non‑transferable, worldwide licence to use the Content in accordance with the licence type selected at checkout (e.g., Personal, Commercial). Unless explicitly stated, licences are non‑sublicensable and non‑assignable.

9.2 Unless permitted by the selected licence or applicable law, you must not: (a) resell, redistribute, or re‑package the Content as stock or in any competing service; (b) claim authorship or imply endorsement; (c) use the Content in a manner that is unlawful, defamatory, deceptive, or infringes third‑party rights; (d) use the Content to train or improve AI/ML models; (e) remove or obscure any proprietary notices.

9.3 Editorial vs. commercial use, print runs, and merchandising rights are subject to the licence scope displayed at purchase.

10. AI‑Generated Content Notices

10.1 Some Content may be generated with the assistance of artificial intelligence. AI‑assisted Content may occasionally produce artefacts or variations. We curate and quality‑check, but absolute uniqueness or freedom from artefacts cannot be guaranteed.

10.2 You must not use Content to create misleading or harmful deepfakes, to impersonate real persons, or to infringe rights of publicity or privacy.

11. User‑Generated Content (UGC)

11.1 Where the Website permits uploads, you are solely responsible for your UGC and you grant us a worldwide, non‑exclusive licence to host and display it for the purpose of operating the Website. You warrant that your UGC complies with law and does not infringe third‑party rights.

11.2 We may remove or disable access to UGC that appears unlawful or violates these Terms.

12. Prohibited Conduct

12.1 You must not misuse the Website, interfere with security features, scrape or harvest data, reverse engineer, introduce malware, or attempt to gain unauthorised access to accounts or systems.

13. Intellectual Property, Ownership & Attribution

13.1 Except for the licence expressly granted to you, all rights in the Website and the Content are reserved by us or our licensors.

13.2 Trademarks, logos and service marks displayed on the Website are the property of their respective owners and may not be used without permission.

14. Takedown Policy (IP/Personality Rights)

14.1 If you believe Content infringes your copyright or rights of publicity, please submit a notice to info@stock-zone.com with: (a) your contact details; (b) a description and URL of the material; (c) a statement of good‑faith belief; and (d) a statement that the information is accurate and that you are the rights holder or authorised agent. We will review and act where appropriate.

15. Suspension & Termination

15.1 We may suspend or terminate accounts, or restrict access to the Website or Content, where we reasonably suspect breach of these Terms, fraud, abuse or misuse of the service.

16. Warranties & Liability

16.1 The Website and Content are provided “as is” and “as available”. To the maximum extent permitted by law, we exclude all implied warranties.

16.2 Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under law.

16.3 Subject to 16.2, we will not be liable for: (a) loss of profits, revenue or data; (b) business interruption; (c) indirect or consequential loss. Our aggregate liability for any claim relating to a purchase is limited to the amount paid for the affected order.

17. Third‑Party Services

17.1 The Website may include links to third‑party websites or services. We are not responsible for their content, policies or practices.

18. Changes to the Website or Content

18.1 We may modify or discontinue features or items of Content to improve quality or for operational reasons. Where a material change affects purchased Content access, we will provide a remedy consistent with Section 8.

19. Force Majeure

19.1 We are not liable for any delay or failure to perform due to events beyond our reasonable control, including but not limited to outages, natural disasters, war, labour disputes, governmental action or failures of third‑party networks.

20. Assignment

20.1 You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations in connection with a merger, acquisition or sale of assets.

21. Governing Law & Jurisdiction

21.1 These Terms and any dispute or claim arising out of or in connection with them are governed by the laws of England & Wales. The courts of England & Wales shall have exclusive jurisdiction, except that consumers residing in the UK or EU may benefit from mandatory local consumer protections and may bring claims in their local courts.

22. Contact

22.1 For questions regarding these Terms, please contact: info@stock-zone.com.